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Lezlie R Ford in Rogers are called upon for a variety of purposes

Thousands of people in Arkansas purchase, sell or refinance their home every year. A lot of these transactions include a simple line item for an appraisal. Almost all lenders still need a local expert because the stakes are very high, even though there are a budding number of automated home valuation processes that may appear cheaper than an appraisal. You might assume that getting a mortgage is the only reason to get an appraisal, but there are other cases when the services of a certified, independent real estate professional could come in handy.

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Challenge your tax assessment in Benton County

If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Lezlie R Ford is your best evidence when building your case. At Lezlie R Ford,we can assist you in appealing your tax assessment.

PMI removal to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance policy that almost all lenders ask buyers to purchase when the amount being loaned to the homebuyer is more than 80% of the actual value of the real estate. Most often, this additional payment is lumped into the monthly mortgage payment and is promptly forgotten. PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to dismiss the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

Lezlie R Ford can produce a statement regarding the value of your home, and the cost of the home valuation can often be regained in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Lezlie R Ford

A divorce is an especially heartbreaking experience for the parties involved, and it is often even more complicated by the strenuous decision of who gets the house. Regardless of the situation, it's prudent to get an appraisal from Lezlie R Ford so both parties are completely aware of the true market value of their home.

If the parties wish to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Settling an estate with peace of mind

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.

Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Relocating to or from Benton County

Moving due to a job change can be a stressful event, and we understand. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive characteristics of their property, as well as information about any current sales or listings in their neighborhood that they want considered during our detailed process.

Don't sell out short or keep your home on the market too long.

A professional appraisal will help you make a better educated decision regarding your asking price, whether you decide to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees aren't contingent upon the value we report, but rather they depend on our efforts to finish the appraisal.

We determine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.